Lorsque vous calculez les intérêts, n'oubliez pas qu'IBKR utilise un taux mixte à partir des paliers détaillés ci-dessous, Par exemple, pour un solde de plus de 1,000,000 USD : 100,000 USD sont facturés au palier I, puis 900,000 au palier II, etc. Pour déterminer la fourchette affichée, IBKR se sert du taux de référence fixé ou d'un taux de référence de 0 pour tous les taux de référence inférieurs à 0.
IBKR cumule les intérêts chaque jour et communique les intérêts réels mensuellement au troisième jour ouvrable du mois suivant.
Les paliers de calcul des intérêts sont susceptibles de changer sans que la clientèle en soit préalablement informée. Ces modifications sont effectuées périodiquement pour ajustement aux variations des taux de change.
| Devise | Palier | Intérêts facturés |
|---|---|---|
| USD | 0 ≤ 100,000 | 1.58% (BM + 1.5%) |
| 100,000 ≤ 1,000,000 | 1.08% (BM + 1%) | |
| 1,000,000 ≤ 3,000,000 | 0.75% (BM + 0.5%)1 | |
| 3,000,000 ≤ 200,000,000 | 0.75% (BM + 0.3%)1 | |
| > 200,000,000 | 0.75% (BM + 0.3%) 1,2 | |
| AUD | 0 ≤ 140,000 | 1.5% (BM + 1.5%) |
| 140,000 ≤ 1,400,000 | 1% (BM + 1%) | |
| 1,400,000 ≤ 140,000,000 | 0.5% (BM + 0.5%) | |
| > 140,000,000 | 0.5% (BM + 0.5%) 2 | |
| CAD | 0 ≤ 130,000 | 1.602% (BM + 1.5%) |
| 130,000 ≤ 1,300,000 | 1.102% (BM + 1%) | |
| 1,300,000 ≤ 130,000,000 | 0.602% (BM + 0.5%) | |
| > 130,000,000 | 0.602% (BM + 0.5%) 2 | |
| CHF | 0 ≤ 90,000 | 1.5% (BM + 1.5%) |
| 90,000 ≤ 900,000 | 1% (BM + 1%) | |
| 900,000 ≤ 200,000,000 | 0.5% (BM + 0.5%) | |
| > 200,000,000 | 0.5% (BM + 0.5%) 2 | |
| CNH | 0 ≤ 650,000 | 6.18% (BM + 4%) |
| 650,000 ≤ 6,500,000 | 5.18% (BM + 3%) | |
| 6,500,000 ≤ 300,000,000 | 4.68% (BM + 2.5%) | |
| > 300,000,000 | 4.18% (BM + 2%) 2 | |
| CZK | 0 ≤ 400,000,000 | 4.232% (BM + 3%) |
| > 400,000,000 | 4.232% (BM + 3%) 2 | |
| DKK | 0 ≤ 120,000,000 | 3% (BM + 3%) |
| > 120,000,000 | 3% (BM + 3%) 2 | |
| EUR | 0 ≤ 90,000 | 1.5% (BM + 1.5%) |
| 90,000 ≤ 900,000 | 1% (BM + 1%) | |
| 900,000 ≤ 150,000,000 | 0.5% (BM + 0.5%) | |
| > 150,000,000 | 0.5% (BM + 0.5%) 2 | |
| GBP | 0 ≤ 80,000 | 1.5% (BM + 1.5%) |
| 80,000 ≤ 800,000 | 1% (BM + 1%) | |
| 800,000 ≤ 160,000,000 | 0.5% (BM + 0.5%) | |
| > 160,000,000 | 0.5% (BM + 0.5%) 2 | |
| HKD | 0 ≤ 780,000 | 2.505% (BM + 2.5%) |
| 780,000 ≤ 7,800,000 | 2.005% (BM + 2%) | |
| 7,800,000 ≤ 780,000,000 | 1.505% (BM + 1.5%) | |
| > 780,000,000 | 1.505% (BM + 1.5%) 2 | |
| HUF | 0 ≤ 4,500,000,000 | 6.358% (BM + 5%) |
| > 4,500,000,000 | 6.358% (BM + 5%) 2 | |
| ILS | 0 ≤ 80,000,000 | 5.073% (BM + 5%) |
| > 80,000,000 | 5.073% (BM + 5%) 2 | |
| INR | Tous | 11.7% (BM + 3%) |
| JPY | 0 ≤ 10,000,000 | 1.5% (BM + 1.5%) |
| 10,000,000 ≤ 100,000,000 | 1% (BM + 1%) | |
| 100,000,000 ≤ 20,000,000,000 | 0.5% (BM + 0.5%) | |
| > 20,000,000,000 | 0.5% (BM + 0.5%) 2 | |
| KRW | 0 ≤ 120,000,000 | 2.75% (BM + 2%) |
| 120,000,000 ≤ 1,200,000,000 | 2.25% (BM + 1.5%) | |
| 1,200,000,000 ≤ 24,000,000,000 | 1.75% (BM + 1%) | |
| > 24,000,000,000 | 1.75% (BM + 1%) 2 | |
| MXN | 0 ≤ 2,000,000 | 8.035% (BM + 3%) |
| 2,000,000 ≤ 20,000,000 | 7.035% (BM + 2%) | |
| 20,000,000 ≤ 2,000,000,000 | 6.535% (BM + 1.5%) | |
| > 2,000,000,000 | 6.535% (BM + 1.5%) 2 | |
| NOK | 0 ≤ 900,000 | 1.717% (BM + 1.5%) |
| 900,000 ≤ 9,000,000 | 1.217% (BM + 1%) | |
| 9,000,000 ≤ 900,000,000 | 0.717% (BM + 0.5%) | |
| > 900,000,000 | 0.717% (BM + 0.5%) 2 | |
| NZD | 0 ≤ 150,000 | 2.261% (BM + 1.5%) |
| 150,000 ≤ 1,500,000 | 1.761% (BM + 1%) | |
| 1,500,000 ≤ 150,000,000 | 1.511% (BM + 0.75%) | |
| > 150,000,000 | 1.511% (BM + 0.75%) 2 | |
| PLN | 0 ≤ 70,000,000 | 3.186% (BM + 3%) |
| > 70,000,000 | 4.186% (BM + 4%) 2 | |
| RUB | 0 ≤ 660,000,000 | 12.349% (BM + 5%) |
| > 660,000,000 | 12.349% (BM + 5%) 2 | |
| SEK | 0 ≤ 900,000 | 1.5% (BM + 1.5%) |
| 900,000 ≤ 9,000,000 | 1% (BM + 1%) | |
| 9,000,000 ≤ 900,000,000 | 0.5% (BM + 0.5%) | |
| > 900,000,000 | 0.5% (BM + 0.5%) 2 | |
| SGD | 0 ≤ 140,000 | 1.783% (BM + 1.5%) |
| 140,000 ≤ 1,400,000 | 1.283% (BM + 1%) | |
| 1,400,000 ≤ 140,000,000 | 0.783% (BM + 0.5%) | |
| > 140,000,000 | 0.783% (BM + 0.5%) 2 | |
| TRY | 0 ≤ 90,000,000 | 20.693% (BM + 5%) |
| > 90,000,000 | 21.693% (BM + 6%) 2 | |
| ZAR | 0 ≤ 1,500,000 | 4.866% (BM + 1.5%) |
| 1,500,000 ≤ 15,000,000 | 4.366% (BM + 1%) | |
| 15,000,000 ≤ 1,500,000,000 | 4.116% (BM + 0.75%) | |
| > 1,500,000,000 | 4.116% (BM + 0.75%) 2 |